What is a citizen?

Any human being anywhere on the planet can sign up as an UBUcitizen to receive UBUs. The only requirement is that you have to be human, and you can only register once. Hence the requirement for proof of identity. No duplicate registrations will be permitted.

How do I become a citizen?

Simply navigate on your browser to and follow the instructions to register an e-wallet. The e-wallet is your UBU wallet. Step by step instructions with screenshots of the application are demonstrated below. Once registered, Android users will have the option of downloading the native app from the PlayStore.

How many UBUs does a citizen get?

Each citizen gets issued 100 UBUs per day, in perpetuity. There are no conditions attached and you don’t have to do anything except spend them.

What can I do with my UBUs?

Spend them at any merchant or vendor that accepts UBUs. If you’re a regular customer at a store, with a mobile network provider, a bank or any other institution, you can request that they adopt the UBU as a payment mechanism. The more demand there is from customers, the greater the adoption will be from vendors.

What is dissipation/decay?

The balance in your UBU e-wallet decays at 1% per day. There are two reasons for this, both of which are to your advantage:

  1. It is an anti-hoarding and thus anti-inflationary mechanism. Unlike regular money, UBUs don’t lose their value to inflation and nobody can accumulate more than anyone else;

  2. It’s a “use it or lose it” principle designed to create momentum (known in monetary terms as velocity) in the UBU. This is to your advantage as the more momentum in the UBU unit, the more stable its value and the more widely accepted it will be, giving you more places to spend UBUs.

How is the value of an UBU determined?

Vendors determine the price at which they charge goods and services in regular currency. It’s exactly the same for UBUs. The UBU is a free-market instrument so the market will determine the value of an UBU.

How many UBUs can I accumulate?

If a person were to accumulate without spending, the maximum number of UBUs that can be accumulated is 10,000. At this point, the rate of decay equals the rate of distribution.

Can I exchange my UBUs for UBX?

No, only Nodes and Vendors are able to sell UBUs for the UBX instrument. The UBX is a cryptoasset that rewards Nodes and Vendors for participating in the network. It is an upside designed to mitigate the risk attached to their participation.

Can I earn bonus UBUs?

Yes. For every citizen you refer, provided they use your referral code, you will earn a bonus of 1,000 UBUs and they will earn a bonus of 500 UBUs.

So, get on with signing up your friends and family! Simply click on Refer A Friend in your e-wallet.

Use your UBU e-wallet and create micro-entrepreneurial income opportunities for yourself- e.g. car-washing, babysitting, landscaping. Identify an opportunity and create a market for yourself.

Summary Citizen Value Proposition


How to navigate the e-wallet

Register or Login

Register or login on or Android app. If you are registering for the first time a one-time-pin (OTP) will be sent to you via SMS for authorisation. If you have forgotten your password, just click on the “Forgot Password” text at the bottom of the screen.

Home Screen Icon

If you are using Safari on iPhone or Chrome on Android, you can make the UBU app an icon on your home screen. Just click the share icon and then choose the 'Add To HomeScreen' option in the graphic. This is optional.


Welcome to the home screen. Check your balance in the top third of the screen, SPEND UBUs at vendors, or TRANSFER UBUs to other citizens or redeem vendor DEALS with your UBUs.  Also, click on the 9 squares on the top right of the screen to see additional options. And at the bottom of the screen, you can refer friends for an extra 500 UBUs per referee who registers. 


Here is a DEALS screen, showing vendor name and how many UBUs it will cost to redeem the pictured item.

Deal Redemption

To redeem your deal, just type in the vendor cell number (if you are standing at the store, the vendor will give you the number. If you are online, the number will be in the graphic). Click GET DEAL and the goods are yours, as soon as the vendor gets the message that you have paid (which should take under 2 seconds). NB: QR reader will be made available in the next app update.

Transaction History

You can check your entire transaction history. Click on the 9 squares on the top right of the home screen & click on HISTORY. See which deals you have redeemed, what you have spent, UBUs that have been issued, and your dissipated balance. It is all there.